Terms of Service

Effective Date: June 2025
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These Terms of Service ("Terms") are a legally binding agreement between Buildzen LLC ("Buildzen," "us," "we," or "our") and the entity or person (“you,” “your,” or “User”) who registers on the buildzen.com website or uses our services (the “Service”). These Terms govern your access to and use of the Service.

If you do not understand or accept any part of these Terms, please contact us before using the Service. By accessing or using the Service, you agree to be bound by these Terms.

Accounts
When you create an account with the Service, you guarantee that you are above the age of 18, and that the information you provide to us is accurate, complete, and current at all times. Inaccurate, incomplete, obsolete or fake information may result in the immediate termination of your account on the Service.

You are responsible for maintaining the confidentiality of your account and password, including but not limited to the restriction of access to your computer and/or account. You agree to accept responsibility for any and all activities or actions that occur under your account and/or password, whether your password is with the Service or a third-party service. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

ACH Partner
In order to use the payment functionality of the Service, you must open an "Access API" account provided by Dwolla, Inc. ("Dwolla", “Financial Services Provider”) and you must accept the Dwolla Terms of Service and Privacy Policy. Any funds held in the Dwolla account are held by Dwolla's financial institution partners as set out in the Dwolla Terms of Service. You expressly authorize Dwolla, Inc. to originate credit transfers to your financial institution account. You authorize the Service to share your identity and account data with Dwolla for the purposes of opening and supporting your Dwolla account, and you are responsible for the accuracy and completeness of that data. You agree that you are not opening the Dwolla account primarily for personal, family, or household purposes. You understand that you will access and manage your Dwolla account through the Service, and Dwolla account notifications will be sent by the Service, not Dwolla. The Service will provide customer support for your Dwolla account activity, and can be reached at support@buildzen.com.

Links to Other Websites
The Service may contain links to third-party websites or services not owned or controlled by Buildzen LLC. Buildzen LLC is not responsible for the content, privacy practices, or policies of any third-party websites or services.

You agree that Buildzen LLC is not liable for any damage or loss caused by your use of or reliance on any such third-party content, goods, or services. We strongly encourage you to review the terms and privacy policies of any third-party websites you visit.

Termination
‍We may suspend or terminate your account and bar access to the Service immediately, without notice, for any reason, including violation of these Terms.

If you wish to terminate your account, you may do so through your account settings and stop using the Service. To reactivate an account, log in again and your account will be reinstated.

Provisions which by their nature should survive termination will survive, including ownership rights, warranty disclaimers, indemnity, and limitations of liability.

Indemnification
‍You agree to defend, indemnify, and hold harmless Buildzen LLC and its partners, employees, contractors, agents, officers, and directors from any claims, damages, obligations, losses, liabilities, costs, or expenses (including reasonable attorneys’ fees) arising from:
- Your use of the Service by you or anyone using your account; or
- Your violation of these Terms.6. Limitation of LiabilityTo the maximum extent permitted by law, Buildzen LLC and its directors, employees, partners, agents, suppliers, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages — including loss of profits, data, goodwill, or other intangible losses — resulting from:
- Your access to, use of, or inability to access or use the Service;
- Any conduct or content of any third party;
- Any content obtained through the Service; or
- Unauthorized access to or alteration of your transmissions or content.7. DisclaimerYour use of the Service is at your sole risk. The Service is provided “AS IS” and “AS AVAILABLE” without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, or performance.

Buildzen LLC does not guarantee that:
- The Service will be uninterrupted or available at any specific time or location;
- Any errors will be corrected promptly;
- The Service will meet your requirements.

Exclusions
‍Some jurisdictions do not allow certain warranty exclusions or liability limitations. If applicable law does not permit exclusion of implied warranties or limitation of liability for consequential or incidental damages, the above limitations may not apply to you.

Governing Law
‍These Terms shall be governed by the laws of the State of California, United States, without regard to conflict of law principles. Any failure by us to enforce any right or provision does not waive that right. If any provision of these Terms is held invalid, the remaining provisions remain in full force and effect.

Right to Amend
‍We may update or change these Terms at any time. If we do, we will notify you through the Service, email, or other means. Continued use of the Service after changes are posted means you accept the updated Terms. If you do not agree to the changes, stop using the Service.

Contact Us
If you have any questions about this Privacy Policy, please contact us at support@buildzen.com